First-time buyer help in Bowie
Maryland and Prince George’s County both offer programs that can help with your down payment and closing costs. Here is how they work in plain language.
Programs to ask about
Maryland Mortgage Program
The state’s home loan program, with options for first-time buyers and down payment assistance through approved lenders. mmp.maryland.gov
Prince George’s County assistance
The county has offered down payment and closing cost help for eligible buyers purchasing in the county. Check the Department of Housing and Community Development for current programs.
VA and FHA loans
Federal loans with low or no down payment options. See our military relocation guide for VA tips.
Employer and lender programs
Some employers, credit unions and banks offer their own grants. Ask every lender you talk to.
Your first steps
- Talk to a lender that participates in the Maryland Mortgage Program and get pre-approved
- Ask which assistance you may qualify for based on income, price and location
- Complete any required homebuyer education class early
- Tour homes with an agent who knows how assistance affects your offer and timeline
Program limits, funding and rules change often. Bruno is a REALTOR®, not a lender, so confirm current details with a participating lender.
Talk it through with Bruno
Call or text (240) 418-3809, 9 a.m. to 9 p.m. daily. Straight answers, no pressure.